Average house price in Birmingham 2026

The median home in Birmingham sold for £237,000 in 2025, based on 9,031 standard residential transactions recorded by HM Land Registry. The average (mean) was higher, at £273,370 — the gap between the two is the clearest signal of how the city's market is shaped: a large base of terraces and flats, pulled upward by a smaller number of high-value detached sales in the leafier suburbs.

That £237,000 median was up from £230,000 in 2024 on the raw figures. A word of caution on that: a raw median moves with the mix of homes sold as much as with underlying prices. The ONS UK House Price Index, which strips out that mix effect, put the West Midlands region essentially flat over the year to March 2026 (down 0.3%, versus +0.1% for the UK as a whole). Birmingham was not a runaway market in 2025 — but, on what people actually paid, it held its ground while London and Greater Manchester medians slipped slightly.

This is a snapshot of recorded sale prices — what buyers paid — not a valuation of any individual home, and not a forecast. All figures are drawn from HM Land Registry Price Paid data for completed sales in 2025 and the 2026‑27 council tax schedule, retrieved on 17 June 2026.

Median versus mean: why the £36,000 gap matters

Half of all Birmingham sales completed below £237,000; a quarter completed below £185,000. The mean sits £36,000 above the median because a relatively small number of large detached sales drag the average up. For anyone comparing areas, the median is the more honest "typical" number — it is not distorted by the tail.

How prices vary across the West Midlands

Birmingham sits in the middle of its seven‑borough metropolitan county. Solihull is comfortably the most expensive; the Black Country boroughs cluster together near the bottom.

The spread from Solihull to Sandwell is roughly 1.5x — a far tighter band than London's 3x borough range. Outside Solihull, the West Midlands is one of the more affordable major-city regions in England.

Birmingham prices by postcode district

Within the city, the range is much wider. The table below shows the median for a selection of well-known B‑postcode districts in 2025 (each with at least 120 recorded sales). One caveat: the B postcode area spans several local authorities — B91 and B93 fall within Solihull, and parts of Sutton Coldfield (B73, B74) sit at the northern edge of Birmingham — so these districts describe neighbourhoods, not council boundaries.

From Sparkhill to Knowle the median multiplies by roughly three. That is the practical reality behind a single "Birmingham average": the number you actually face depends almost entirely on the district.

By property type

Birmingham is, at its core, a city of houses rather than flats — a contrast with the Manchester market, where apartments are the single largest segment by volume. Semi‑detached and terraced homes together made up more than 70% of Birmingham's 2025 sales.

A detached home in Birmingham costs three times the median flat. For first-time buyers, the flat and terrace segments — where most sub‑£250,000 stock sits — are where the city is most accessible.

What it actually costs to buy at the Birmingham median

Headline price is only the start. Here is the cost stack on a £237,000 purchase, using current published rates.

Stamp Duty (SDLT). On a standard purchase in England, SDLT on £237,000 is £2,240 — an effective rate of 0.95% — paid at 2% on the slice between £125,001 and £237,000 (HMRC, 2026). A first-time buyer buying their main residence pays £0, because the £237,000 price sits below the £300,000 first-time-buyer nil-rate threshold. A buyer of an additional property (a second home or buy-to-let) pays the 5% surcharge on the full price on top of the standard charge — roughly £14,090 in total. You can run your own figure on the stamp duty calculator.

Mortgage. At the Bank of England's latest quoted rate for a 75% loan-to-value five-year fix — 4.32% as of April 2026 — a buyer with a 25% deposit (£59,250) borrowing £177,750 over 25 years would pay approximately £970 a month, with around £113,000 in interest over the full term. Your actual rate will depend on your lender, deposit and credit profile. Try different deposits and terms on the mortgage calculator.

Council tax. Birmingham City Council's Band D charge for 2026‑27 is £2,362.90 — mid-table for the metropolitan county, below Walsall (£2,627.48) and Wolverhampton (£2,538.99) but above Dudley (£2,144.84) and Solihull (£2,197.26).

Energy. Birmingham's housing stock skews old. Of roughly 245,800 domestic EPC certificates on record for the city, only 22% are rated C or above; 78% sit at band D or below. That matters because the gap between an efficient and an inefficient home shows up every month on the energy bill — and because a lower band is the lever a buyer has most control over after purchase.

Birmingham in context

England's second city is also one of its more affordable major markets — a Birmingham median buys for less than half the London equivalent, and slightly under Manchester. For a fuller breakdown of the upfront and ongoing costs at this price level, see our guide to the true cost of buying a £250,000 home.

See the cost for any Birmingham street

These are area medians. The all-in monthly cost of a specific property — mortgage, council tax, energy and stamp duty combined — depends on its exact price, size and energy rating. Enter a postcode such as B1 1AA to see the True Cost of every home on the street, or browse the rest of our regional price guides.

Figures based on HM Land Registry Price Paid data for 2025 completed sales, ONS UK House Price Index to March 2026, the 2026‑27 council tax schedule and the Bank of England's April 2026 quoted mortgage rate. This is general information, not financial, tax or mortgage advice. Speak to a qualified adviser before acting.