Guides
UK property cost research — written from the data, not the marketing brochure.
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cost-intelligence
Stamp Duty first-time buyer relief explained (UK 2026)
Thresholds, taper, the £500,000 cliff edge, and worked examples at every common price point.
8 May 2026
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cost-intelligence
Monthly cost of a £200,000 mortgage in the UK (2026)
Payment matrix at the current Bank of England 4.32% quoted rate, total interest by term, and what a rate shock looks like.
8 May 2026
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cost-intelligence
Hidden costs of buying a house in the UK (2026): 9 line items buyers forget
Conveyancing, searches, surveys, insurance, removals, maintenance — the £4,000-£8,000 in extra costs most first-time buyers underestimate.
8 May 2026
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cost-intelligence
True cost of buying a £500,000 home in the UK in 2026
Stamp duty, mortgage, council tax, EPC running costs and the £500,001 cliff edge — every line item a UK buyer at £500k actually faces in 2026.
8 May 2026
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cost-intelligence
The true cost of buying a £300,000 home in the UK in 2026
Deposit, stamp duty, mortgage, council tax and the full year-one outgoings on a £300k purchase — with worked examples for first-time buyers, standard buyers and buy-to-let.
7 May 2026