Average house price in Plymouth 2026: a data breakdown

Plymouth, the largest city in the far South West, is also the most affordable of the region's major property markets. The typical home in the city sold for £227,000 in 2025, according to HM Land Registry Price Paid data — roughly £68,000 below the £295,000 median for England and Wales that year, and well under its West Country neighbours in Bristol, Bath, and across the Tamar in Cornwall.

This guide breaks down what the numbers show: prices by property type, how they vary from one Plymouth postcode to the next, what a home costs to run once you have bought it, and how the local market has moved over the past year. Every figure is drawn from HM Land Registry, the UK House Price Index, Energy Performance Certificate records, and the 2026-27 council tax schedule, and was compiled on 3 July 2026.

The headline: £227,000, firming against the regional trend

Across 3,643 standard residential sales in 2025 — houses and flats, excluding commercial and bulk transfers — the median Plymouth sale price was £227,000. The mean was higher, at £246,627; that gap reflects a thin tail of higher-value detached homes pulling the average upward. A quarter of sales completed below £175,000, and a quarter above £295,000.

The £227,000 median is up from £220,000 in 2024, a raw rise of about 3.2%. Raw medians are sensitive to which homes happen to change hands in a given year, so it is worth cross-checking against the mix-adjusted UK House Price Index. Here the two broadly agree: the City of Plymouth index rose from 100.3 to 103.2 between March 2025 and March 2026, up 2.9%.

What stands out is the divergence from the surrounding area. Over the same 12 months, the Devon index fell 2.0% and the wider South West region eased 0.8%, against a UK figure that was essentially flat (+0.1%). Plymouth firmed modestly while the county and region around it softened. These are published index movements to the most recent release, not a projection of where prices go next.

Prices by property type

Plymouth is a terrace city. Terraced houses were the single most-traded property type in 2025 — 1,555 sales, more than four in every ten — a reflection of the dense Victorian and inter-war streets that fill much of the urban core, from Stoke and Peverell to the neighbourhoods behind the Hoe.

Source: HM Land Registry Price Paid data, 2025 completions, Plymouth local authority (E06000026).

The spread from the typical flat (£135,250) to the typical detached house (£391,000) is about 2.9 times. Flats are the entry point to the market: at a £135,250 median, Plymouth apartments are cheaper than the citywide flat median in every major English city anchor we have measured, and roughly a third of the price of a detached home in the city's greener suburbs.

Where the money is: prices by postcode

Prices climb steadily from the historic waterfront core out to the eastern suburbs. The dearest districts are Plymstock (PL9) and Plympton (PL7) — the settled, largely post-war residential areas east of the city — while the cheapest are the older urban districts around Devonport and the city centre.

Source: HM Land Registry, 2025 completions, districts with 40+ sales. Filtered to the Plymouth local-authority area.

The gap from the dearest district (PL9, £295,000) to the cheapest (PL1, £182,000) is 1.62 times — a relatively compressed range for a city, which is part of what makes Plymouth's affordability broad rather than pocketed. A note on geography: the PL postcode area is much larger than the city, sprawling west into east Cornwall and north into rural west Devon, so the table above is restricted to the Plymouth local authority to keep genuinely Cornish and Devon-district sales out of the city figures.

For a sense of the middle of the market, PL6 5PR in Derriford saw 10 homes change hands in 2025 at an average of £234,050 (HM Land Registry) — close to the citywide median.

What a Plymouth home costs to run

Buying is only half the story; the standing costs matter just as much. On council tax, Plymouth is almost the definition of average. Its 2026-27 Band D charge is £2,441.85 — within 40 pence of the £2,441.46 median across all 296 English billing authorities, and just above the £2,410.97 average. An average city, in other words, with an average council tax bill.

That looks better against its West Country neighbours, which pair higher purchase prices with higher running costs:

Plymouth is the cheapest of the four to buy into and mid-table to run, undercutting both house prices in Cornwall and the market in Bristol on price while charging less council tax than either. For how the banding system works — and why a Band D figure is a benchmark rather than most households' actual bill — see our guide to how council tax bands work.

On energy, Plymouth's stock is middling but not poor. Of the 71,338 domestic Energy Performance Certificates on record for the city, 35.8% are rated C or above and 4.2% sit in the lowest F or G bands:

Source: EPC Open Data, domestic certificates on record for Plymouth. EPC modelled running costs use dated assumptions and should be read as a relative guide between bands, not an exact bill.

That 35.8% C-or-above share is well ahead of older-stock cities such as Birmingham, and the F/G tail (4.2%) is far thinner than in rural Cornwall, where solid-wall and off-gas-grid homes are more common. Plymouth's largely urban, terraced stock lands it squarely in the middle of the national picture.

The upfront and monthly numbers

At the £227,000 median, a home mover in England pays £2,040 in Stamp Duty Land Tax — an effective rate of 0.9%, charged at 2% on the slice between £125,000 and £227,000 (HMRC, 2026). A first-time buyer purchasing their main residence pays nothing, as the price sits below the £300,000 first-time-buyer nil-rate threshold. Someone buying an additional property would pay around £13,390 once the 5% surcharge on the full price is added. A conveyancer confirms which rules apply on completion.

On the mortgage, a buyer with a 25% deposit (a £170,250 loan) would face repayments of roughly £929 a month over 25 years at the Bank of England's latest quoted 75% loan-to-value five-year fixed rate of 4.32%. Add council tax at £203 a month and the two location-set costs come to about £1,132 a month — before energy, insurance, maintenance, and any service charge. Your own rate will depend on your lender, deposit, and credit profile.

These figures are general information, not advice. Speak to a qualified adviser before acting.

See the true cost for any Plymouth street

The tables above describe the city as a whole; the picture on your own street can look very different. Enter a postcode to see what nearby homes last sold for, the mortgage at today's quoted rate, council tax, and energy costs, all in one place — start with the true cost of homes in PL6 5PR, or compare against the full cost of buying a £250,000 home. For more city-by-city analysis built on the same 30 million Land Registry transactions, browse our regional price guides.