Average house price in Coventry in 2026

A typical home in Coventry sold for £230,000 in 2025, according to HM Land Registry's Price Paid Data (figures fetched 15 July 2026). That is about 77% of the £300,000 median for England as a whole — enough to make Coventry one of the more affordable large English cities to buy in, though, as the numbers below show, it is not the cheapest place to run a home.

This guide sets out what Coventry homes actually cost — to buy and to keep — using completed sale prices from the Land Registry, council tax Band D figures from gov.uk, Energy Performance Certificate data, and the Bank of England's quoted mortgage rate. Every figure is a real number from a real record, and the date each was pulled is stated.

How much homes cost in Coventry

Across 2025 there were 3,515 standard residential sales in the city (Coventry council area, code E08000026, covering houses and flats). The spread:

The mean sits about £22,000 above the median, pulled up by a thinner tail of larger detached sales — which is why the median is the better guide to a typical Coventry home.

Year on year, the raw median rose roughly 3% from £222,623 in 2024. But raw medians move with the mix of homes that happen to sell. The mix-adjusted ONS UK House Price Index, which controls for that, shows Coventry broadly flat over the year to March 2026 (index 101.4 → 101.0, −0.4%). The wider West Midlands metropolitan county index rose 0.9% and the UK as a whole was 0.1% higher over the same period. The flat HPI reading is the more reliable guide to underlying prices; the raw rise partly reflects what sold, not pure price growth.

Coventry house prices by property type

Coventry is a terraced city: terraced houses were the single largest slice of the 2025 market, at nearly half of all sales.

A detached home cost about 2.9 times the price of a typical flat. The £134,000 flat median is low for a major English city and reflects the older, converted and ex-local-authority stock that makes up much of Coventry's flat market.

Coventry house prices by postcode

Prices vary widely by district. The table below shows the 2025 median for each postcode area inside the city with at least 40 sales:

Leaving aside the small, part-rural CV7 sample, the city ranges from CV5 in the west (£252,500) down to the flat-and-terrace-heavy city centre in CV1 (£156,000) — a spread of about 1.6 times. The busiest single area was CV6 to the north, with 894 sales.

For comparison, in CV2 5HT five homes changed hands during 2025 at an average of £230,631 (HM Land Registry) — almost exactly the citywide median.

Cheaper to buy, dearer to run

Here is where Coventry breaks from its neighbours. It is cheaper to buy than nearby Birmingham and much cheaper than Solihull — yet its council tax is higher than both.

Coventry's Band D charge of £2,516.72 for 2026-27 is the third-highest of the seven West Midlands metropolitan boroughs (only Walsall at £2,627.48 and Wolverhampton at £2,538.99 are dearer), and it sits about £106 above the £2,410.97 average across all 296 English billing authorities (gov.uk, 2026-27). At the typical local price, that bill works out at about 1.1% of the purchase price each year — one of the reasons a headline "cheap city" is not always cheap to live in.

Band D is a benchmark rather than most people's actual bill: charges run from Band A (two-thirds of the Band D figure) up to Band H (twice it), so what you pay depends on your property's band. Council tax also rises most years within the government's referendum limits.

If you want to see how price and running costs stack up street by street, the Homecost cost-of-buying tools and the council tax bands explainer break the numbers down further, and the cheapest-vs-most-expensive council tax ranking shows where Coventry sits nationally.

What a typical Coventry home costs to buy

Stamp duty (SDLT). On a £230,000 purchase, a home mover pays £2,100 in stamp duty (an effective rate of 0.9%), charged at 2% on the slice between £125,000 and £230,000 (HMRC, 2026). A first-time buyer buying their main residence pays £0, because the price is below the £300,000 first-time-buyer threshold. Someone buying an additional property — a second home or a buy-to-let — pays £13,600, as the 5% additional-property surcharge applies on top of the standard bill. You can run any price through the stamp duty calculator.

Deposit. A 25% deposit on the median home is £57,500; a 10% deposit is £23,000; a 5% deposit is £11,500.

Monthly cost. With a 25% deposit, a £172,500 mortgage over 25 years at the Bank of England's latest quoted 5-year fixed rate for a 75% loan-to-value mortgage (4.32%, April 2026) would cost roughly £941 a month. Add the Band D council tax of about £210 a month and the two together come to about £1,151 a month. That excludes energy, buildings insurance, maintenance and any one-off stamp duty — try the figures for yourself in the mortgage calculator. Your own rate will depend on your lender, deposit and credit profile.

How energy-efficient are Coventry homes?

Of the roughly 95,600 domestic Energy Performance Certificates on record for Coventry, 32.5% are rated C or above — comfortably ahead of Birmingham (about 22%) and close to greener neighbour Solihull (about 34%). Only 4.1% sit in the lowest F or G bands, a thin tail typical of an urban stock without much off-gas-grid rural housing. The median certificated floor area is 80 m².

A home's energy band tracks its build era closely: nationally, more than 90% of homes built since 2003 reach band C or above, against under a fifth of pre-1945 stock, as successive tightenings of the Building Regulations added insulation, glazing and condensing boilers. Coventry's heavy post-war rebuild — much of the city centre and suburbs date from the 1950s onwards — helps explain why it scores better than older-terraced Birmingham.

See the true cost for any Coventry postcode

Type a Coventry postcode into Homecost to see the all-in cost of homes on that street — the mortgage at today's quoted rate, council tax, energy from EPC data, and stamp duty for your situation. For a wider view, compare Coventry with the rest of the region through the Birmingham and Solihull guides, or size up the upfront and monthly bills on a similar budget with the true cost of buying a £250,000 home.

This is general information, not financial, tax or legal advice. Stamp duty, mortgage and council tax outcomes depend on your circumstances. Speak to a qualified adviser before acting.