Radstock and Midsomer Norton — the BA3 postcode area on the southern edge of Bath and North East Somerset — recorded a median sale price of £290,000 across 396 transactions in 2025, according to HM Land Registry's Price Paid Data. That sits almost £155,000 below the £445,000 median recorded in Bath's Georgian core the same year, and lands just under the £300,000 point at which a first-time buyer starts paying Stamp Duty Land Tax (SDLT) in England.
What BA3 buyers actually paid in 2025
The area's housing mix spans entry-level terraces to larger detached homes, and the stamp duty position changes sharply across that range:
| Property type | 2025 median | Sales | SDLT for a first-time buyer | SDLT for a home-mover |
|---|---|---|---|---|
| Terraced | £259,950 | 125 | £0 | £2,997.50 |
| Semi-detached | £300,000 | 133 | £0 | £5,000.00 |
| Detached | £412,500 | 103 | £5,625.00 | £10,625.00 |
| Flat | £170,000 | 35 | £0 | £900.00 |
Three of the four property types in BA3 sold at or below the £300,000 nil-rate ceiling for first-time buyers in 2025 — only the detached-home median crosses into the 5% band, where relief is still available but no longer wipes out the bill entirely. HMRC's first-time buyer relief rules apply by purchase price, not by property type, so an individual buyer's position depends on what they actually pay, not the postcode median.
Price by postcode sector
BA3 covers Radstock itself and the market town of Midsomer Norton, plus Peasedown St John, Welton, Paulton, Timsbury and the villages around them — all sharing "Radstock" as their Royal Mail post town. Splitting by postcode sector shows price varies by around £65,000 across the area:
| Sector | 2025 median | Sales |
|---|---|---|
| BA3 3 | £270,000 | 188 |
| BA3 2 | £320,000 | 153 |
| BA3 4 | £335,000 | 53 |
BA3 5, at the area's eastern edge, recorded only 2 sales in 2025 — too few to report a reliable median. BA3 3, which takes in the bulk of Midsomer Norton, was both the cheapest and the busiest sector.
Compared with Bath's Georgian core
Homecost's average house price data for Bath put the city's 2025 median at £445,000 across 1,662 sales in the BA1/BA2 postcode area. A separate review of EPC ratings in Bath's Georgian core found a 37.4% share of EPC-C-or-better ratings across Bath and North East Somerset as a whole. BA3's housing stock currently runs greener than that authority-wide figure: of 4,746 EPC certificates linked to BA3 addresses, 41.7% rate C or above — likely a reflection of a younger average building stock than the pre-1900 terraces that dominate central Bath, rather than any difference in how the two areas are built or maintained today.
The all-in monthly cost
Using the Bank of England's most recently quoted 75%-LTV five-year fixed rate (4.32% as of April 2026) over a 25-year term, and Bath and North East Somerset's uniform 2026-27 Band D council tax of £2,383.42, illustrative monthly costs across BA3's property types look like this:
| Property type | 2025 median | Illustrative monthly mortgage* | Monthly council tax (Band D)** |
|---|---|---|---|
| Flat | £170,000 | £696 | £198.62 |
| Terraced | £259,950 | £1,064 | £198.62 |
| Semi-detached | £300,000 | £1,228 | £198.62 |
| Detached | £412,500 | £1,688 | £198.62 |
\ 75% loan-to-value, 4.32% five-year fix, 25-year repayment term — an illustration, not a quote. Actual rates depend on the lender, deposit and the buyer's credit profile. \\* Council tax is set per property band, not per sale price; Band D is shown as the authority's published reference rate.
For comparison, the same calculation against Bath's £445,000 Georgian-core median works out to roughly £1,821 a month in mortgage costs alone — around £600 more than a BA3 semi-detached home, before accounting for the larger one-off stamp duty bill at that price. For a broader national picture, Homecost's true cost of buying a £300,000 home breaks down the typical mortgage, insurance and running-cost picture at the price point where BA3's semi-detached median sits.
What this means for buyers
BA3's combination of sub-£300,000 medians for most property types and an above-authority-average EPC profile makes it one of the more accessible corners of Bath and North East Somerset to buy into, particularly for a first-time buyer whose purchase price keeps them under the relief ceiling. That pattern echoes what Homecost found across the wider West of England, where most areas outside the main cities still keep first-time buyers under the £300,000 stamp duty line. A search of the postcode tool for BA3 3JP, a run of terraced housing in Midsomer Norton, shows the kind of property and price range typical of the area's entry-level stock.
Stamp duty thresholds, mortgage rates and council tax bands are reviewed periodically and can change. Speak to a qualified financial adviser or mortgage broker before making a purchase decision, and a conveyancer will confirm first-time buyer eligibility on completion.
Based on 396 HM Land Registry transactions and 4,746 EPC certificates for the BA3 postcode area (2025 data), council tax and mortgage-rate data current as of April 2026. More West of England housing data is available on Homecost.